We're currently on Ethereum and Polygon mainnet with plans to expand to other chains

Rain is the most direct way to access real world spending with your on-chain assets. We are the only solution that doesn't require a centralized exchange, OTC Desk, or a bank account to use. Every other provider either converts your assets into Fiat to spend or requires cash balances in a bank account to access a credit line. We're built from the ground up to help teams that want to be able to pay for business expenses things with their on chain assets.

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Rain is a card that operates on the credit rails, which means you can use it at rental car companies, airlines, hotels and other vendors unlike some debit cards. Your Rain credit limit is set against the value of your on-chain assets. Most of our members use their USDC assets to set their credit limit so they can plan their spending on a monthly basis. Rain members have until the end of the month to pay their bill, meaning funds, tokens, and assets aren't debited from your account after each transaction like a debit card.

Rain is a corporate spend management platform and as such does not track tax events for your business. We allow teams to onboard their book-keepers and accountants to accurately document and tag transactions to simplify corporate accounting and reporting. That being said every company's structure and tax treatment varies so we recommend checking in with your tax and accounting advisors to confirm.

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Yes, Sherlock was the auditor. You can find the audit below:
Sherlock Audit ‍

No, there are no minimums or maximums when using Rain

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Yes, you can use the same wallet and email to sign into different Rain accounts. Once you are signed in you can connect and load funds from a different wallet or a connected Multisig

Current balance is the sum of the charges that have gone through and have been settled. Pending charges are charges that have been made but are not yet settled. Spending power is your remaining credit limit after subtracting any charges from the statement period, and your credit limit is the maximum amount your team can borrow (you can add collateral to increase it).

Sign up for a demo here!

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